After all, many of the charges on her account took place in rapid sequence, and often in several increments of $20 to $50 within a single minute. We're not exactly sure how the scam worked from there, and perhaps we'll never know, but that at least made sense. Of course, we did not realize this had happened until after the fact. In the meantime, my daughter's phone had recently been through an update that effectively removed parental oversight and authorization for purchases. Read more: Someone charged hundreds of dollars to my wife's credit card, but we weren't on the hook because we didn't pay with debit Ultimately, we found out that she had been logging into the Roblox game through a third-party website that had been promising her extra Roblox points for doing so. When my daughter got home from school that day, my husband and I interrogated her about the many Roblox charges found on her account. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. These cards won't be worth it if you're paying interest or late fees. We're focused here on the rewards and perks that come with each card. My husband and I managed to get into our youngest child's Roblox account on her phone, and that's when we figured out what happened. Some of the charges were for $0.50 or $0.88, while others were for $19 or $39 or even $75 in some cases. In total, there were $2,500 in purchases made with Roblox on my Chase Sapphire Reserve® account. My kids aren't perfect by any means, but I just knew they didn't do that. Plus, I knew for a fact my husband had set up purchase authorization on their phones, which means they would have had to have known and entered our private security code. My preteen children both have the game in question - Roblox - on their phones, but they had never made a bunch of charges on their accounts. I immediately went into panic mode and began thinking of how this could have possibly happened. Read more: Credit card fraud is on the rise, but you can protect yourself by taking 5 easy steps Hundreds of separate charges, and that is not an exaggeration. In addition to the regular charges on my account that would normally be there - charges for groceries, dining, and utility bills, for instance - I also had hundreds of Roblox charges on my account. On this particular day, however, I got the shock of my life! This is exactly what I was doing in the middle of July when I sat down to go over my Chase Sapphire Reserve® bill. Then, a few times per month, I sit down to look over our charges and pay our credit card bill in full. By clicking ‘Sign up’, you agree to receive marketing emails from InsiderĪs well as other partner offers and accept ourįor the most part, my husband and I charge all our regular bills and expenses to credit cards to rack up rewards.
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